According to @iampaulgrewal, Congress must decide whether to protect Americans' ability to earn rewards on digital dollars or to shield incumbent banks from competition, urging lawmakers not to pick winners and losers (source: @iampaulgrewal on X, Jan 9, 2026). For traders, this flags regulatory headline risk around yield-bearing digital dollar products and exchange reward programs, making the Congressional process a key catalyst to monitor for liquidity and yield availability in U.S. crypto markets (source: @iampaulgrewal on X, Jan 9, 2026).